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How to Save Money on Your Medical Prescriptions

Medicinal prescriptions can be very expensive if you have to pay for them out of your pocket. Fortunately, there are several things you can do to reduce the amount of money you have to pay for your medicines. The following are four things you can do to cut down the cost of prescriptions:

Get Medical Insurance

One thing you can do to reduce the price of your medicine is to sign up for a good insurance policy. You can get an insurance policy from your employer, or you can get it through the government marketplace if you meet the financial qualifications. Insurance policies usually cover a large portion of the policyholder’s prescription bill. Employer insurance plans are usually inexpensive for the workers because of the group discounts the employers get. You may be eligible to sign up for insurance if you have been working at your job longer than a few months. You’ll have to sign up during an enrollment period, however. 

Request Generic Medicines

Generic medications cost much less than brand-name medicines do. Thus, you can cut the cost of your prescription by simply asking your provider to give you generic medicines instead of brand-name medicines. Antibiotics and pain medications can be highly affordable if you request generic ones. Your provider shouldn’t have a problem requesting generic medicine for you. As long as the pharmacy has it, you can save yourself a lot of money by talking to your doctor about the medicine he or she decides to give you. 

Use a Discount Card

You can also cut down on the cost of your medicines by getting a discount card for prescriptions. You can get discount cards from a number of places. Sometimes, you can find such cards right at the doctor’s office. Other times, you’ll see them in the mail. Don’t ignore them because they work. Alternatively, you can download a pharmacy comparison app that will allow you to compare the pricing for your medicines at various locations. You can then use that information to choose the pharmacy that will give you the biggest discount on what you need. Comparing various products is always the best way to shop. 

Sign up for Flyers

Signing up to receive flyers for discounts and specials is one of the best ways to ensure that you always get the best prices on your medicines. You can request those flyers from places like Shoppers Drug Mart, and they will notify you of any upcoming sales and specials. In some cases, you will be able to save 30 percent or more on your medicine. Furthermore, you’ll be able to earn points every time you make a purchase. You can make your life much easier by signing up to receive these flyers regularly. You’ll have access to more discounts than you ever imagined. 

Those are just a few things you can do if you want to ensure that the cost of your medicines stays low. Try them all and see which ones give you the greatest advantage.

Author

  • Lance writes about social media, race, mental health, music, and politics, with a highly anticipated book detailing his internet journey due for release in 2022.

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